Austria is one of the 26 Schengen countries in Europe allowing for a wide variety of access for travelers. The insurance requirements for Austria can be distinct based on your home country and your planned length of stay. As one of the 26 Schengen countries Austria insurance for international students for EU/EEA & Swiss nationals has a different process than for nations from other countries. The following breaks down the Austria visa insurance requirements for different student circumstances:
Regardless of if you plan to stay in Austria up to 3 months or more it is important to have an EHIC card. Each country has its distinct application process to receive this card so be sure to look into this with plenty of time before your departure. This is a free card which allows EU/EEA and Swiss Nationals to have temporary state-provided medical coverage in qualifying countries. As an owner of this card Austria insurance for international students is simplified due to the fact that you are not only satisfying the insurance requirements for Austria, but also ensuring that you will receive medical care as if you were an Austrian citizen. Keep in mind, however, that the costs of medical services may still differ your home country so be sure to make it a priority to go to medical centers that are under Austria’s regional health insurance offices (Gebietskrankenkasse) where most services are free.
The following chart provides a list of countries that are exempt from applying for a visa if traveling to Austria for a 3 month period or less.
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If you are planning to travel with your private insurance, be sure to check that it will cover overseas costs before your departure. You also have the option to temporarily buy travel insurance which may ease the hassle. Also be aware that many places expect cash for out of pocket costs.
For students who are not citizens or residents from the above countries, a visa is required for entry into Austria. Austria visa insurance requirements include proof of (travel) health insurance which covers costs of up to 30,000 EUR for the 3 month period. If you are planning to travel with private insurance, be sure to check that it will cover overseas costs before your departure.
For the visa application insurance requirements for Austria expect proof of (travel) health insurance which covers costs of up to 30,000 EUR is required for the 6 month period. If you are planning to travel with private insurance, be sure to check that it will cover overseas costs before your departure.
All individuals who plan to stay in Austria for a period of more than 6 months must apply for Student Residence Permit. Nationals from the exempt countries may do so after already entering Austria, however this should be done so immediately in order to be processed before the expiration of their permission to be within the country without a visa. Austrian insurance for international students requires proof of (travel) health insurance which covers costs of up to 30,000 EUR is required. If you are planning to travel with private insurance, be sure to check that it will cover overseas costs before your departure.
Nationals from all other countries (non-EU/EEA and non-exempt) must submit the Aufenthaltsbewilligung Student application before entry into Austria. If granted the permit then they are required to apply for a Visa D. Austria visa insurance requirements maintain that proof of (travel) health insurance which covers costs of up to 30,000 EUR is required. If you are planning to travel with private insurance, be sure to check that it will cover overseas costs before your departure.
Europe Travel | Atlas Travel | Student Secure | |
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Policy MaximumPolicy Max. | €40,000 to €6 Million | $50,000 to $2 Million | $200,000 to $5,000,000 max$200k to $5M max |
DeductibleDed. | €0 up to €2,000 | $0 up to $5,000 | $25 up to $100 |
Currency | € Euro priced | $ USD priced | $ USD priced |
Premium | Starting at €0.54/ day | Starting at $0.85/ day | Starting at $0.85/ day |
We have a range of insurance plans, however for students studying in Austria the best insurance options are: