International Student Insurance Plan Updates for 2013

Posted on Friday, April 5th, 2013 at 10:35 am

Just in time for Spring, our international student insurance plan updates for 2013 are complete! The Student Secure plan and Atlas Travel plan now offer even more comprehensive coverage for the new 2013-2014 school year at a reduced rate, meaning it is going to give students access to great international insurance options. Both plans have received enhancements offering greater coverage with less out of pocket expense- not only does this provide students with more coverage for less- but now we meet even more school’s insurance requirements. Some of the plan change highlights include the following:

Student Secure Plan: The Student Secure plan is the most sought-after student insurance plan that we carry, and for many reasons. It provides coverage that will meet most school insurance requirements, and goes beyond the coverage basics with benefits like maternity, mental health, organized sports and pre-existing condition coverage.

Each of these levels are now available to those who have a valid F1 or J1 visa- even if they aren’t a full time international student or scholar! Also, the Budget and Select level have both expanded their sports coverage and include even more intercollegiate, intramural and interscholastic sports.

Select

• Deductible reduced to only $25 ($50 out of network)
• ER deductible reduced to only $100
• Pre-existing condition waiting period reduced to only 6 months
• Mental health coverage increased to 80% (60% if out of network)
• Monthly rates as low as $52

Budget

• Deductible reduced to only $45 ($90 out of network)
• Pre-existing condition waiting period reduced to only 6 months
• Local ambulance and repatriation of remains coverage increased
• Monthly rates as low as $36

Smart

• Now includes coverage for acute onset of pre-existing conditions
• Deductible reduced to $50 when in-network or outside the US
• Monthly rates as low as $27

Atlas Travel Plan: The Atlas Travel plan is a great option for students studying outside the US for up to three years and for individuals traveling to the US for less than a year. The Atlas Travel international student insurance plan updates for 2013 include:

• Up to two children can be added to your plan for free, when two parents are on the plan as well
• Individuals 80+ are now able to receive coverage with this plan inside the US
• Cardiovascular benefit limitation removed

You can still purchase both of these plans right online and receive same day coverage. Find out more on the Student Secure, Atlas Travel plan or the international student insurance plan updates for 2013 by contacting one of our licensed agents.

Woman erasing average photo courtesy of Shutterstock

Posted by Bryanna Davis

Bryanna joined International Student Insurance in 2011 after returning to the United States from teaching English in China. Her interest in international education, sparked initially by her own study abroad experience in Wales, led her to the company. Bryanna is originally from Missouri and is a graduate from the University of Central Missouri.