Open Hearts Language Academy
Aventura, Boca Raton, Miami, Orlando and Tampa, FL
The Atlas Travel plan is recommended for international students at OHLA, as it provides coverage for:
- Hospitalization/ Doctors Visits
- Prescription Medication
- Medical Evacuation/ Repatriation
- Lost Luggage
- Trip Interruption
The plan can be purchased from as little as 5 days up to 364 days and it can be paid in full or in monthly payments (there is a $5 extension fee each time the plan is extended). Students can choose their deductible from $0 to $500 and coverage from $50,000 to $250,000.
Rates are as follows:
Deductible $0
| Maximum Limit | $50,000 | $100,000 | $250,000 |
|---|---|---|---|
| Age | Daily | Daily | Daily |
| 14d–29y | $2.10 | $2.64 | $3.00 |
| 30–39 | $2.56 | $3.49 | $4.16 |
| 40–49 | $3.68 | $4.51 | $5.19 |
| 50–59 | $6.05 | $7.54 | $9.51 |
| 60–64 | $7.70 | $9.97 | $13.51 |
Deductible $500
| Maximum Limit | $50,000 | $100,000 | $250,000 |
|---|---|---|---|
| Age | Daily | Daily | Daily |
| 14d–29y | $1.35 | $1.69 | $1.92 |
| 30–39 | $1.63 | $2.26 | $2.67 |
| 40–49 | $2.37 | $2.91 | $3.35 |
| 50–59 | $3.89 | $4.84 | $6.11 |
| 60–64 | $4.95 | $6.41 | $8.69 |
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
- America
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Medical Maximum
$50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000
(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) - Per Injury/Illness Maximum Benefits up to policy max
- Deductible $0, $100, $250, $500, $1,000, $2,500 or $5,000
- Coinsurance 100% coverage on eligible expenses, after the deductible, up to the policy maximum.
-
Pre-existing Conditions (Acute Onset)
Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description - Pre-existing Conditions Not Covered
- Maternity Only treatment for complications of pregnancy during the first 26 weeks of pregnancy can be covered.
- Mental Health Not Covered
- School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $1,000,000 / Equal to the elected overall maximum limit
The deductible is the amount the student would pay out of pocket to the provider prior to the insurance company paying for approved services. The deductible is to paid once per certificate period year on this plan as long as coverage is continuous.
This plan is an accident and illness policy, so it does not cover mental health, wellness/preventative care, immunizations/vaccinations, maternity, or pre-existing conditions. You can review the list of exclusions here.
The rates for this plan will depend on:
- The coverage
- The deductible
- The age of the person requesting coverage.
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.