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Need insurance while studying overseas?
Use our comparison tool to find the best international student insurance plan for you.

What is International Student Insurance?

International student insurance is a comprehensive, yet, affordable health insurance plan designed for:

  • International students
  • Study abroad students
  • Students enrolled at a language program
  • J-1 and F-1 visa holders
  • OPT students
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Features of International Student Insurance Plans

International student insurance allows you to enroll for the period you need, and you can keep the plan for multiple years. These plans cover accidents and illnesses - not just in emergency situations - as well as medical evacuation and repatriation of remains. Additional key benefits that distinguish these plans from other plans include mental health, organized sports, maternity and pre-existing conditions.
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Eligibility Requirements

While each plan has its own eligibility requirements, you must be a full time student or scholar studying outside your home country. OPT students are also eligible for many of these plans.
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Is COVID-19 Covered?

All plans sold online through International Student Insurance cover COVID-19 the same as any other illness. Each plan will cover the treatment of COVID-19, as well as diagnostic testing ordered by a physician, as long as it was not contracted before the start of your insurance and not excluded by any other exclusion.
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Buying your plan!

You can buy your plan online and start coverage as early as the same day or the next day. The process takes around 5 minutes and you will receive an immediate email confirmation which will include your summary of benefits, receipt and ID card.
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Our Recommended Plans

  • StudentTime
    • Ideal for international students, scholars and those on OPT
    • 4 plan levels to choose from
    • Option to include sports coverage
    • Mental health, maternity, and pre-existing condition coverage available
    • COVID-19 coverage included
    Learn More Buy
  • Student Health Advantage
    • Ideal for international students, scholars, OPT and their dependents
    • 2 plan levels to choose from
    • Mental health, maternity, school sports, and pre-existing condition coverage
    • Direct payment through the UnitedHealthcare Network
    • COVID-19 coverage included
    Learn More Buy
  • ISI Protect
    • Budget friendly international student insurance
    • Plans start at $28/month
    • Full pay or monthly pay options
    • Mental health coverage and telemedicine included
    • COVID-19 coverage included
    Learn More Buy
  • GeoBlue Navigator
    • Available to students, faculty and scholars outside their home country
    • Unlimited coverage available
    • Mental health, wellness, and telemedicine included
    • Direct billing available inside the US
    • COVID-19 covered same as any other illness
    Learn More Buy
  • Patriot Exchange
    • Ideal option for students or scholars and their families
    • Mental health and pre-existing conditions coverage
    • Limited high school, college sports, and adventure sports rider
    • COVID-19 covered same as any other illness
    • Direct billing available inside the US
    Learn More Buy
Need a group plan? If you are looking for a group plan for your students, please learn more about our group plan options here.
If you need help selecting an insurance plan or confirming which plan meets your school or government requirements, please contact us, and one of our licensed insurance agents would be happy to assist: